Call report 2022Q4
ISABELLA BANK — 2022Q4
The 22 measures ISABELLA BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,981,367,000 | USD | evidence → |
| Total loans | 1,264,552,000 | USD | evidence → |
| Allowance for loan losses | 9,850,000 | USD | evidence → |
| Securities available for sale | 580,481,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,753,341,000 | USD | evidence → |
| Interest-bearing deposits | 1,257,975,000 | USD | evidence → |
| Noninterest-bearing deposits | 495,366,000 | USD | evidence → |
| Equity capital | 157,576,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 65,937,000 | USD | evidence → |
| Interest expense | 4,211,000 | USD | evidence → |
| Net interest income | 61,726,000 | USD | evidence → |
| Noninterest income | 14,407,000 | USD | evidence → |
| Noninterest expense | 45,594,000 | USD | evidence → |
| Provision for loan losses | 483,000 | USD | evidence → |
| Pretax income | 30,056,000 | USD | evidence → |
| Income tax | 5,276,000 | USD | evidence → |
| Net income | 24,780,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 190,060,000 | USD | evidence → |
| Total capital | 199,910,000 | USD | evidence → |
| Risk-weighted assets | 1,350,933,000 | USD | evidence → |