Call report 2015Q4
ISABELLA BANK — 2015Q4
The 22 measures ISABELLA BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,616,259,000 | USD | evidence → |
| Total loans | 851,678,000 | USD | evidence → |
| Allowance for loan losses | 7,400,000 | USD | evidence → |
| Securities available for sale | 659,879,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,168,948,000 | USD | evidence → |
| Interest-bearing deposits | 976,467,000 | USD | evidence → |
| Noninterest-bearing deposits | 192,481,000 | USD | evidence → |
| Equity capital | 133,366,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 51,519,000 | USD | evidence → |
| Interest expense | 10,132,000 | USD | evidence → |
| Net interest income | 41,387,000 | USD | evidence → |
| Noninterest income | 10,587,000 | USD | evidence → |
| Noninterest expense | 33,578,000 | USD | evidence → |
| Provision for loan losses | -2,771,000 | USD | evidence → |
| Pretax income | 21,330,000 | USD | evidence → |
| Income tax | 4,267,000 | USD | evidence → |
| Net income | 17,063,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 124,917,000 | USD | evidence → |
| Total capital | 132,317,000 | USD | evidence → |
| Risk-weighted assets | 999,618,000 | USD | evidence → |