Call report 2014Q4
ISABELLA BANK — 2014Q4
The 22 measures ISABELLA BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,493,057,000 | USD | evidence → |
| Total loans | 834,691,000 | USD | evidence → |
| Allowance for loan losses | 10,100,000 | USD | evidence → |
| Securities available for sale | 564,240,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,075,803,000 | USD | evidence → |
| Interest-bearing deposits | 892,836,000 | USD | evidence → |
| Noninterest-bearing deposits | 182,967,000 | USD | evidence → |
| Equity capital | 124,033,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 53,908,000 | USD | evidence → |
| Interest expense | 9,936,000 | USD | evidence → |
| Net interest income | 43,972,000 | USD | evidence → |
| Noninterest income | 9,976,000 | USD | evidence → |
| Noninterest expense | 35,841,000 | USD | evidence → |
| Provision for loan losses | -668,000 | USD | evidence → |
| Pretax income | 18,872,000 | USD | evidence → |
| Income tax | 3,301,000 | USD | evidence → |
| Net income | 15,571,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 117,974,000 | USD | evidence → |
| Total capital | 128,074,000 | USD | evidence → |
| Risk-weighted assets | 904,257,000 | USD | evidence → |