Call report 2008Q4
ISABELLA BANK — 2008Q4
The 22 measures ISABELLA BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,083,993,000 | USD | evidence → |
| Total loans | 737,763,000 | USD | evidence → |
| Allowance for loan losses | 11,982,000 | USD | evidence → |
| Securities available for sale | 244,314,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 21,775,000 | USD | evidence → |
| Total deposits | 777,589,000 | USD | evidence → |
| Interest-bearing deposits | 679,246,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,343,000 | USD | evidence → |
| Equity capital | 81,331,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 61,463,000 | USD | evidence → |
| Interest expense | 25,612,000 | USD | evidence → |
| Net interest income | 35,851,000 | USD | evidence → |
| Noninterest income | 8,781,000 | USD | evidence → |
| Noninterest expense | 28,811,000 | USD | evidence → |
| Provision for loan losses | 9,500,000 | USD | evidence → |
| Pretax income | 6,345,000 | USD | evidence → |
| Income tax | 209,000 | USD | evidence → |
| Net income | 6,136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,144,000 | USD | evidence → |
| Total capital | 89,191,000 | USD | evidence → |
| Risk-weighted assets | 720,824,000 | USD | evidence → |