Call reports 2006
ISABELLA BANK — 2006
What ISABELLA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 598,459,000 | 624,951,000 | 630,182,000 | 641,687,000 |
| Total loans | 392,020,000 | 412,466,000 | 425,057,000 | 430,811,000 |
| Allowance for loan losses | 4,717,000 | 4,760,000 | 4,807,000 | 4,567,000 |
| Securities available for sale | 160,174,000 | 158,334,000 | 154,412,000 | 156,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,059,000 | 519,218,000 | 532,156,000 | 536,531,000 |
| Interest-bearing deposits | 492,244,000 | 493,411,000 | 508,203,000 | 475,528,000 |
| Noninterest-bearing deposits | 23,815,000 | 25,807,000 | 23,953,000 | 61,003,000 |
| Equity capital | 44,945,000 | 45,245,000 | 47,317,000 | 48,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,873,000 | 16,354,000 | 25,434,000 | 34,616,000 |
| Interest expense | 3,315,000 | 7,033,000 | 11,298,000 | 15,765,000 |
| Net interest income | 4,558,000 | 9,321,000 | 14,136,000 | 18,851,000 |
| Noninterest income | 1,309,000 | 2,840,000 | 4,314,000 | 5,752,000 |
| Noninterest expense | 4,061,000 | 8,052,000 | 11,884,000 | 15,666,000 |
| Provision for loan losses | 118,000 | 287,000 | 483,000 | 531,000 |
| Pretax income | 1,688,000 | 3,745,000 | 6,005,000 | 8,328,000 |
| Income tax | 357,000 | 835,000 | 1,378,000 | 1,959,000 |
| Net income | 1,331,000 | 2,910,000 | 4,627,000 | 6,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,060,000 | 44,913,000 | 45,903,000 | 46,917,000 |
| Total capital | 48,777,000 | 49,673,000 | 50,710,000 | 51,484,000 |
| Risk-weighted assets | 393,865,000 | 405,429,000 | 415,828,000 | 421,869,000 |
Machine access — free, no API key
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