Call reports 2015
LAKELAND BANK — 2015
What LAKELAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,621,046,000 | 3,694,196,000 | 3,737,417,000 | 3,861,642,000 |
| Total loans | 2,691,394,000 | 2,757,865,000 | 2,853,267,000 | 2,966,433,000 |
| Allowance for loan losses | 30,505,000 | 30,174,000 | 30,994,000 | 30,874,000 |
| Securities available for sale | 468,936,000 | 456,903,000 | 420,010,000 | 437,289,000 |
| Securities held to maturity | 115,779,000 | 123,133,000 | 121,550,000 | 115,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,854,474,000 | 2,856,241,000 | 2,933,253,000 | 3,011,664,000 |
| Interest-bearing deposits | 2,170,302,000 | 2,122,744,000 | 2,220,214,000 | 2,296,572,000 |
| Noninterest-bearing deposits | 684,172,000 | 733,497,000 | 713,039,000 | 715,092,000 |
| Equity capital | 402,159,000 | 403,958,000 | 400,089,000 | 405,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 30,981,000 | 62,254,000 | 94,390,000 | 127,417,000 |
| Interest expense | 2,211,000 | 4,579,000 | 7,157,000 | 9,865,000 |
| Net interest income | 28,770,000 | 57,675,000 | 87,233,000 | 117,552,000 |
| Noninterest income | 4,730,000 | 9,663,000 | 14,340,000 | 19,058,000 |
| Noninterest expense | 19,986,000 | 41,024,000 | 64,798,000 | 86,606,000 |
| Provision for loan losses | 870,000 | 1,610,000 | 1,942,000 | 1,942,000 |
| Pretax income | 12,644,000 | 24,721,000 | 35,023,000 | 48,274,000 |
| Income tax | 4,122,000 | 8,089,000 | 11,571,000 | 16,100,000 |
| Net income | 8,522,000 | 16,632,000 | 23,452,000 | 32,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 288,525,000 | 293,282,000 | 287,654,000 | 295,662,000 |
| Total capital | 320,259,000 | 324,820,000 | 320,180,000 | 328,574,000 |
| Risk-weighted assets | 2,781,264,000 | 2,870,435,000 | 2,894,807,000 | 3,023,500,000 |