Call reports 2013
LAKELAND BANK — 2013
What LAKELAND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,903,495,000 | 3,257,555,000 | 3,293,322,000 | 3,312,320,000 |
| Total loans | 2,170,744,000 | 2,449,026,000 | 2,428,585,000 | 2,470,221,000 |
| Allowance for loan losses | 29,623,000 | 29,626,000 | 29,756,000 | 29,821,000 |
| Securities available for sale | 367,373,000 | 394,886,000 | 415,168,000 | 427,858,000 |
| Securities held to maturity | 96,864,000 | 96,466,000 | 96,702,000 | 101,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,399,669,000 | 2,677,924,000 | 2,714,415,000 | 2,717,050,000 |
| Interest-bearing deposits | 1,863,631,000 | 2,067,257,000 | 2,080,242,000 | 2,108,554,000 |
| Noninterest-bearing deposits | 536,038,000 | 610,667,000 | 634,173,000 | 608,496,000 |
| Equity capital | 313,892,000 | 367,621,000 | 372,479,000 | 373,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 26,557,000 | 54,175,000 | 84,022,000 | 114,154,000 |
| Interest expense | 2,262,000 | 4,381,000 | 6,467,000 | 8,370,000 |
| Net interest income | 24,295,000 | 49,794,000 | 77,555,000 | 105,784,000 |
| Noninterest income | 4,535,000 | 9,120,000 | 13,753,000 | 18,885,000 |
| Noninterest expense | 17,688,000 | 36,137,000 | 56,005,000 | 76,190,000 |
| Provision for loan losses | 3,183,000 | 5,777,000 | 7,656,000 | 9,343,000 |
| Pretax income | 8,464,000 | 17,506,000 | 28,153,000 | 39,616,000 |
| Income tax | 2,766,000 | 5,845,000 | 9,343,000 | 13,172,000 |
| Net income | 5,698,000 | 11,661,000 | 18,810,000 | 26,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 224,364,000 | 258,261,000 | 262,141,000 | 266,195,000 |
| Total capital | 250,633,000 | 287,706,000 | 291,856,000 | 296,333,000 |
| Risk-weighted assets | 2,097,448,000 | 2,357,222,000 | 2,376,141,000 | 2,410,262,000 |