Call reports 2012
LAKELAND BANK — 2012
What LAKELAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,846,359,000 | 2,847,235,000 | 2,853,866,000 | 2,914,619,000 |
| Total loans | 2,073,466,000 | 2,088,784,000 | 2,064,779,000 | 2,146,843,000 |
| Allowance for loan losses | 28,700,000 | 28,543,000 | 28,669,000 | 28,931,000 |
| Securities available for sale | 443,751,000 | 414,572,000 | 417,007,000 | 391,335,000 |
| Securities held to maturity | 69,231,000 | 91,348,000 | 95,996,000 | 96,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,296,159,000 | 2,285,901,000 | 2,375,642,000 | 2,381,618,000 |
| Interest-bearing deposits | 1,808,495,000 | 1,799,655,000 | 1,852,495,000 | 1,869,458,000 |
| Noninterest-bearing deposits | 487,664,000 | 486,246,000 | 523,147,000 | 512,160,000 |
| Equity capital | 301,278,000 | 305,265,000 | 309,864,000 | 312,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 28,283,000 | 56,210,000 | 83,696,000 | 110,897,000 |
| Interest expense | 3,214,000 | 6,280,000 | 9,134,000 | 11,782,000 |
| Net interest income | 25,069,000 | 49,930,000 | 74,562,000 | 99,115,000 |
| Noninterest income | 3,991,000 | 8,487,000 | 13,098,000 | 17,514,000 |
| Noninterest expense | 15,869,000 | 31,900,000 | 48,433,000 | 65,954,000 |
| Provision for loan losses | 4,556,000 | 8,433,000 | 11,783,000 | 14,907,000 |
| Pretax income | 8,668,000 | 18,357,000 | 27,717,000 | 36,817,000 |
| Income tax | 2,702,000 | 5,952,000 | 8,881,000 | 11,750,000 |
| Net income | 5,966,000 | 12,405,000 | 18,836,000 | 25,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,859,000 | 215,198,000 | 218,584,000 | 221,641,000 |
| Total capital | 237,311,000 | 240,676,000 | 243,848,000 | 247,670,000 |
| Risk-weighted assets | 2,032,001,000 | 2,034,151,000 | 2,016,661,000 | 2,078,688,000 |