Call reports 2026
CYPRESS BANK, SSB — 2026
What CYPRESS BANK, SSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 231,905,000 | 235,541,000 |
| Total loans | 140,837,000 | 140,304,000 |
| Allowance for loan losses | 1,269,000 | 1,265,000 |
| Securities available for sale | 26,807,000 | 28,123,000 |
| Securities held to maturity | 40,489,000 | 39,740,000 |
| Trading assets | 0 | 0 |
| Total deposits | 185,185,000 | 192,871,000 |
| Interest-bearing deposits | 149,003,000 | 156,650,000 |
| Noninterest-bearing deposits | 36,182,000 | 36,221,000 |
| Equity capital | 25,959,000 | 25,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,014,000 | 6,090,000 |
| Interest expense | 1,014,000 | 2,052,000 |
| Net interest income | 2,000,000 | 4,038,000 |
| Noninterest income | 348,000 | 714,000 |
| Noninterest expense | 1,947,000 | 3,951,000 |
| Provision for loan losses | 2,000 | 38,000 |
| Pretax income | 399,000 | 787,000 |
| Income tax | 53,000 | 103,000 |
| Net income | 346,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,187,000 | 26,893,000 |
| Total capital | 28,509,000 | 28,187,000 |
| Risk-weighted assets | 130,264,000 | 131,173,000 |