Call reports 2024
CYPRESS BANK, SSB — 2024
What CYPRESS BANK, SSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 228,625,000 | 231,303,000 | 231,739,000 | 229,671,000 |
| Total loans | 151,445,000 | 151,779,000 | 152,105,000 | 152,485,000 |
| Allowance for loan losses | 1,535,000 | 1,542,000 | 1,432,000 | 1,391,000 |
| Securities available for sale | 10,024,000 | 9,785,000 | 10,883,000 | 11,700,000 |
| Securities held to maturity | 43,405,000 | 42,958,000 | 42,371,000 | 40,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,161,000 | 181,884,000 | 182,405,000 | 181,184,000 |
| Interest-bearing deposits | 148,666,000 | 150,433,000 | 150,731,000 | 151,175,000 |
| Noninterest-bearing deposits | 33,495,000 | 31,451,000 | 31,674,000 | 30,009,000 |
| Equity capital | 24,381,000 | 24,138,000 | 24,722,000 | 24,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,217,000 | 6,467,000 | 9,874,000 | 13,196,000 |
| Interest expense | 1,256,000 | 2,556,000 | 3,951,000 | 5,326,000 |
| Net interest income | 1,961,000 | 3,911,000 | 5,923,000 | 7,870,000 |
| Noninterest income | 270,000 | 544,000 | 811,000 | 1,059,000 |
| Noninterest expense | 1,795,000 | 3,636,000 | 5,459,000 | 7,248,000 |
| Provision for loan losses | 59,000 | 72,000 | 106,000 | 85,000 |
| Pretax income | 377,000 | 747,000 | 1,169,000 | 1,569,000 |
| Income tax | 44,000 | 85,000 | 138,000 | 185,000 |
| Net income | 333,000 | 662,000 | 1,031,000 | 1,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,610,000 | 25,389,000 | 25,758,000 | 26,111,000 |
| Total capital | 27,145,000 | 26,931,000 | 27,190,000 | 27,529,000 |
| Risk-weighted assets | 139,373,000 | 141,920,000 | 141,652,000 | 141,563,000 |