Call reports 2022
CYPRESS BANK, SSB — 2022
What CYPRESS BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 217,416,000 | 217,296,000 | 217,208,000 | 221,395,000 |
| Total loans | 141,893,000 | 144,539,000 | 145,461,000 | 148,163,000 |
| Allowance for loan losses | 1,486,000 | 1,508,000 | 1,517,000 | 1,512,000 |
| Securities available for sale | 11,002,000 | 9,981,000 | 9,523,000 | 9,515,000 |
| Securities held to maturity | 42,728,000 | 42,663,000 | 42,356,000 | 42,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,559,000 | 176,259,000 | 176,741,000 | 175,430,000 |
| Interest-bearing deposits | 138,107,000 | 135,328,000 | 137,870,000 | 137,498,000 |
| Noninterest-bearing deposits | 36,452,000 | 40,931,000 | 38,871,000 | 37,932,000 |
| Equity capital | 22,696,000 | 22,123,000 | 22,384,000 | 23,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,296,000 | 6,644,000 | 9,158,000 |
| Interest expense | 201,000 | 406,000 | 662,000 | 1,023,000 |
| Net interest income | 1,923,000 | 3,890,000 | 5,982,000 | 8,135,000 |
| Noninterest income | 240,000 | 502,000 | 762,000 | 986,000 |
| Noninterest expense | 1,753,000 | 3,521,000 | 5,313,000 | 7,085,000 |
| Provision for loan losses | 11,000 | 35,000 | 42,000 | 54,000 |
| Pretax income | 399,000 | 836,000 | 1,389,000 | 1,982,000 |
| Income tax | 52,000 | 111,000 | 194,000 | 285,000 |
| Net income | 347,000 | 725,000 | 1,195,000 | 1,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,530,000 | 23,458,000 | 23,928,000 | 24,430,000 |
| Total capital | 25,016,000 | 24,966,000 | 25,445,000 | 25,942,000 |
| Risk-weighted assets | 136,197,000 | 137,317,000 | 138,798,000 | 140,393,000 |