Call reports 2021
CYPRESS BANK, SSB — 2021
What CYPRESS BANK, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 218,365,000 | 217,129,000 | 215,106,000 | 218,597,000 |
| Total loans | 131,737,000 | 132,486,000 | 133,495,000 | 141,488,000 |
| Allowance for loan losses | 1,490,000 | 1,489,000 | 1,492,000 | 1,479,000 |
| Securities available for sale | 10,635,000 | 9,453,000 | 12,486,000 | 12,559,000 |
| Securities held to maturity | 41,904,000 | 43,549,000 | 43,569,000 | 43,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,079,000 | 171,739,000 | 174,263,000 | 177,452,000 |
| Interest-bearing deposits | 134,441,000 | 133,878,000 | 135,700,000 | 140,431,000 |
| Noninterest-bearing deposits | 38,638,000 | 37,861,000 | 38,563,000 | 37,021,000 |
| Equity capital | 22,170,000 | 22,102,000 | 22,533,000 | 23,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,032,000 | 4,088,000 | 6,369,000 | 8,664,000 |
| Interest expense | 308,000 | 570,000 | 811,000 | 1,025,000 |
| Net interest income | 1,724,000 | 3,518,000 | 5,558,000 | 7,639,000 |
| Noninterest income | 208,000 | 468,000 | 725,000 | 981,000 |
| Noninterest expense | 1,619,000 | 3,282,000 | 4,996,000 | 6,670,000 |
| Provision for loan losses | -4,000 | -1,000 | 5,000 | -239,000 |
| Pretax income | 317,000 | 705,000 | 1,282,000 | 2,189,000 |
| Income tax | 45,000 | 105,000 | 198,000 | 357,000 |
| Net income | 272,000 | 600,000 | 1,084,000 | 1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,024,000 | 21,951,000 | 22,436,000 | 23,183,000 |
| Total capital | 23,514,000 | 23,440,000 | 23,928,000 | 24,662,000 |
| Risk-weighted assets | 133,790,000 | 129,940,000 | 130,737,000 | 137,630,000 |