Call reports 2020
CYPRESS BANK, SSB — 2020
What CYPRESS BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 195,870,000 | 208,977,000 | 211,634,000 | 210,974,000 |
| Total loans | 128,522,000 | 127,424,000 | 129,866,000 | 132,420,000 |
| Allowance for loan losses | 1,487,000 | 1,484,000 | 1,501,000 | 1,483,000 |
| Securities available for sale | 11,700,000 | 11,629,000 | 13,019,000 | 11,333,000 |
| Securities held to maturity | 34,224,000 | 38,390,000 | 39,023,000 | 40,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,235,000 | 164,157,000 | 165,648,000 | 165,561,000 |
| Interest-bearing deposits | 128,635,000 | 133,466,000 | 134,176,000 | 132,563,000 |
| Noninterest-bearing deposits | 25,600,000 | 30,691,000 | 31,472,000 | 32,998,000 |
| Equity capital | 21,608,000 | 21,640,000 | 21,726,000 | 21,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,251,000 | 4,414,000 | 6,526,000 | 8,631,000 |
| Interest expense | 525,000 | 988,000 | 1,420,000 | 1,810,000 |
| Net interest income | 1,726,000 | 3,426,000 | 5,106,000 | 6,821,000 |
| Noninterest income | 257,000 | 490,000 | 732,000 | 954,000 |
| Noninterest expense | 1,592,000 | 3,171,000 | 4,838,000 | 6,463,000 |
| Provision for loan losses | -9,000 | -1,000 | 0 | 20,000 |
| Pretax income | 400,000 | 746,000 | 1,000,000 | 1,292,000 |
| Income tax | 64,000 | 117,000 | 152,000 | 194,000 |
| Net income | 336,000 | 629,000 | 848,000 | 1,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,394,000 | 21,282,000 | 21,501,000 | 21,751,000 |
| Total capital | — | — | 23,002,000 | 23,234,000 |
| Risk-weighted assets | — | — | 128,585,000 | 126,879,000 |