Call reports 2018
CYPRESS BANK, SSB — 2018
What CYPRESS BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 190,724,000 | 188,928,000 | 187,842,000 | 187,591,000 |
| Total loans | 128,889,000 | 129,006,000 | 126,423,000 | 130,833,000 |
| Allowance for loan losses | 1,425,000 | 1,445,000 | 1,436,000 | 1,460,000 |
| Securities available for sale | 10,332,000 | 10,182,000 | 9,770,000 | 9,535,000 |
| Securities held to maturity | 32,455,000 | 34,029,000 | 34,215,000 | 34,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,414,000 | 150,820,000 | 151,073,000 | 150,775,000 |
| Interest-bearing deposits | 131,868,000 | 130,311,000 | 129,768,000 | 129,703,000 |
| Noninterest-bearing deposits | 20,546,000 | 20,509,000 | 21,305,000 | 21,072,000 |
| Equity capital | 19,177,000 | 19,651,000 | 19,550,000 | 19,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,147,000 | 4,337,000 | 6,527,000 | 8,772,000 |
| Interest expense | 433,000 | 882,000 | 1,370,000 | 1,882,000 |
| Net interest income | 1,714,000 | 3,455,000 | 5,157,000 | 6,890,000 |
| Noninterest income | 250,000 | 483,000 | 734,000 | 981,000 |
| Noninterest expense | 1,461,000 | 2,849,000 | 4,251,000 | 5,692,000 |
| Provision for loan losses | 6,000 | 33,000 | 73,000 | 108,000 |
| Pretax income | 497,000 | 1,056,000 | 1,567,000 | 2,071,000 |
| Income tax | 89,000 | 189,000 | 279,000 | 367,000 |
| Net income | 408,000 | 867,000 | 1,288,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,148,000 | 19,607,000 | 19,549,000 | 19,965,000 |
| Total capital | 20,554,000 | 21,024,000 | 20,951,000 | 21,415,000 |
| Risk-weighted assets | 112,493,000 | 113,361,000 | 112,158,000 | 116,024,000 |