Call reports 2017
CYPRESS BANK, SSB — 2017
What CYPRESS BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 175,950,000 | 178,095,000 | 182,717,000 | 189,270,000 |
| Total loans | 127,207,000 | 129,168,000 | 128,072,000 | 129,493,000 |
| Allowance for loan losses | 1,404,000 | 1,431,000 | 1,431,000 | 1,453,000 |
| Securities available for sale | 5,712,000 | 6,316,000 | 7,212,000 | 9,990,000 |
| Securities held to maturity | 28,061,000 | 27,677,000 | 28,108,000 | 32,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,767,000 | 136,855,000 | 142,559,000 | 150,107,000 |
| Interest-bearing deposits | 115,060,000 | 119,605,000 | 124,301,000 | 131,595,000 |
| Noninterest-bearing deposits | 17,707,000 | 17,250,000 | 18,258,000 | 18,512,000 |
| Equity capital | 18,469,000 | 18,789,000 | 18,828,000 | 18,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,010,000 | 4,011,000 | 6,101,000 | 8,220,000 |
| Interest expense | 398,000 | 795,000 | 1,214,000 | 1,654,000 |
| Net interest income | 1,612,000 | 3,216,000 | 4,887,000 | 6,566,000 |
| Noninterest income | 236,000 | 471,000 | 725,000 | 979,000 |
| Noninterest expense | 1,348,000 | 2,679,000 | 4,051,000 | 5,373,000 |
| Provision for loan losses | 17,000 | 49,000 | 81,000 | 124,000 |
| Pretax income | 467,000 | 943,000 | 1,464,000 | 2,032,000 |
| Income tax | 151,000 | 303,000 | 467,000 | 901,000 |
| Net income | 316,000 | 640,000 | 997,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,380,000 | 18,680,000 | 18,606,000 | 18,741,000 |
| Total capital | 19,688,000 | 20,020,000 | 19,964,000 | 20,137,000 |
| Risk-weighted assets | 104,622,000 | 107,182,000 | 108,611,000 | 111,696,000 |