Call reports 2012
CYPRESS BANK, SSB — 2012
What CYPRESS BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 169,345,000 | 170,643,000 | 171,608,000 | 172,698,000 |
| Total loans | 112,324,000 | 111,848,000 | 113,918,000 | 116,742,000 |
| Allowance for loan losses | 1,170,000 | 1,176,000 | 1,187,000 | 1,173,000 |
| Securities available for sale | 9,191,000 | 8,779,000 | 8,412,000 | 7,956,000 |
| Securities held to maturity | 36,087,000 | 36,455,000 | 36,232,000 | 35,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,812,000 | 128,884,000 | 129,164,000 | 127,311,000 |
| Interest-bearing deposits | 115,916,000 | 115,442,000 | 116,102,000 | 115,634,000 |
| Noninterest-bearing deposits | 11,896,000 | 13,442,000 | 13,062,000 | 11,677,000 |
| Equity capital | 13,843,000 | 14,210,000 | 14,414,000 | 14,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,142,000 | 4,281,000 | 6,407,000 | 8,542,000 |
| Interest expense | 617,000 | 1,210,000 | 1,784,000 | 2,340,000 |
| Net interest income | 1,525,000 | 3,071,000 | 4,623,000 | 6,202,000 |
| Noninterest income | 227,000 | 447,000 | 682,000 | 878,000 |
| Noninterest expense | 1,240,000 | 2,440,000 | 3,731,000 | 5,049,000 |
| Provision for loan losses | 56,000 | 73,000 | 118,000 | 180,000 |
| Pretax income | 456,000 | 1,005,000 | 1,456,000 | 1,851,000 |
| Income tax | 143,000 | 316,000 | 458,000 | 581,000 |
| Net income | 313,000 | 689,000 | 998,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,640,000 | 13,987,000 | 14,156,000 | 14,429,000 |
| Total capital | 14,786,000 | 15,143,000 | 15,328,000 | 15,602,000 |
| Risk-weighted assets | 91,686,000 | 92,494,000 | 93,757,000 | 97,662,000 |