Call reports 2007
WHITE OAK STATE BANK — 2007
What WHITE OAK STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 53,713,000 | 57,660,000 | 61,047,000 | 63,447,000 |
| Total loans | 42,831,000 | 45,395,000 | 50,567,000 | 54,999,000 |
| Allowance for loan losses | 253,000 | 239,000 | 292,000 | 292,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,500,000 | 50,419,000 | 51,086,000 | 55,259,000 |
| Interest-bearing deposits | 31,622,000 | 33,085,000 | 34,473,000 | 35,581,000 |
| Noninterest-bearing deposits | 14,878,000 | 17,334,000 | 16,613,000 | 19,678,000 |
| Equity capital | 3,364,000 | 3,519,000 | 4,015,000 | 4,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,003,000 | 3,077,000 | 4,218,000 |
| Interest expense | 284,000 | 587,000 | 916,000 | 1,266,000 |
| Net interest income | 695,000 | 1,416,000 | 2,161,000 | 2,952,000 |
| Noninterest income | 145,000 | 298,000 | 458,000 | 615,000 |
| Noninterest expense | 568,000 | 1,180,000 | 1,796,000 | 2,595,000 |
| Provision for loan losses | 50,000 | 50,000 | 100,000 | 100,000 |
| Pretax income | 222,000 | 484,000 | 723,000 | 872,000 |
| Income tax | 76,000 | 164,000 | 263,000 | 344,000 |
| Net income | 146,000 | 320,000 | 460,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,364,000 | 3,519,000 | 4,015,000 | 4,033,000 |
| Total capital | 3,617,000 | 3,758,000 | 4,307,000 | 4,325,000 |
| Risk-weighted assets | 35,883,000 | 38,205,000 | 42,070,000 | 45,362,000 |
Machine access — free, no API key
Every figure shown here about WHITE OAK STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.