Call reports 2012
ABINGTON BANK — 2012
What ABINGTON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,428,000 | 103,152,000 | 107,953,000 | 108,915,000 |
| Total loans | 77,225,000 | 75,284,000 | 76,121,000 | 81,393,000 |
| Allowance for loan losses | 675,000 | 692,000 | 709,000 | 793,000 |
| Securities available for sale | 18,349,000 | 15,948,000 | 15,912,000 | 15,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,051,000 | 89,056,000 | 93,702,000 | 92,069,000 |
| Interest-bearing deposits | 77,843,000 | 78,804,000 | 81,456,000 | 81,011,000 |
| Noninterest-bearing deposits | 10,208,000 | 10,252,000 | 12,246,000 | 11,058,000 |
| Equity capital | 9,497,000 | 9,662,000 | 9,771,000 | 9,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,152,000 | 3,151,000 | 4,191,000 |
| Interest expense | 190,000 | 385,000 | 572,000 | 754,000 |
| Net interest income | 903,000 | 1,767,000 | 2,579,000 | 3,437,000 |
| Noninterest income | 152,000 | 350,000 | 535,000 | 787,000 |
| Noninterest expense | 834,000 | 1,669,000 | 2,510,000 | 3,372,000 |
| Provision for loan losses | 18,000 | 35,000 | 52,000 | 136,000 |
| Pretax income | 203,000 | 413,000 | 552,000 | 763,000 |
| Income tax | 78,000 | 159,000 | 212,000 | 292,000 |
| Net income | 125,000 | 254,000 | 340,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,191,000 | 9,320,000 | 9,406,000 | 9,528,000 |
| Total capital | 9,905,000 | 9,991,000 | 10,163,000 | 10,371,000 |
| Risk-weighted assets | 65,089,000 | 61,908,000 | 65,509,000 | 70,139,000 |