Call reports 2022
AMERICAN BANK — 2022
What AMERICAN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 236,530,000 | 239,791,000 | 238,122,000 | 251,511,000 |
| Total loans | 163,053,000 | 165,121,000 | 168,227,000 | 188,815,000 |
| Allowance for loan losses | 2,546,000 | 2,556,000 | 2,555,000 | 2,550,000 |
| Securities available for sale | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,853,000 | 214,443,000 | 211,891,000 | 224,680,000 |
| Interest-bearing deposits | 108,085,000 | 108,780,000 | 108,647,000 | 120,465,000 |
| Noninterest-bearing deposits | 103,768,000 | 105,663,000 | 103,244,000 | 104,215,000 |
| Equity capital | 22,930,000 | 23,575,000 | 24,110,000 | 24,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,985,000 | 4,204,000 | 6,753,000 | 9,838,000 |
| Interest expense | 125,000 | 242,000 | 391,000 | 657,000 |
| Net interest income | 1,860,000 | 3,962,000 | 6,362,000 | 9,181,000 |
| Noninterest income | 582,000 | 1,545,000 | 2,389,000 | 3,003,000 |
| Noninterest expense | 2,272,000 | 4,797,000 | 7,267,000 | 9,783,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 710,000 | 1,484,000 | 2,401,000 |
| Income tax | 0 | 20,000 | 239,000 | 447,000 |
| Net income | 170,000 | 690,000 | 1,245,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,930,000 | 23,575,000 | 24,110,000 | 24,819,000 |