Call reports 2020
AMERICAN BANK — 2020
What AMERICAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 189,072,000 | 219,441,000 | 203,672,000 | 192,550,000 |
| Total loans | 163,590,000 | 171,061,000 | 172,426,000 | 165,626,000 |
| Allowance for loan losses | 955,000 | 1,492,000 | 1,522,000 | 1,615,000 |
| Securities available for sale | 1,131,000 | 631,000 | 131,000 | 130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,756,000 | 192,784,000 | 179,594,000 | 172,412,000 |
| Interest-bearing deposits | 120,234,000 | 124,813,000 | 109,724,000 | 107,944,000 |
| Noninterest-bearing deposits | 52,522,000 | 67,971,000 | 69,870,000 | 64,468,000 |
| Equity capital | 15,607,000 | 15,632,000 | 17,462,000 | 17,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,302,000 | 4,941,000 | 7,331,000 | 9,392,000 |
| Interest expense | 386,000 | 712,000 | 971,000 | 1,190,000 |
| Net interest income | 1,916,000 | 4,229,000 | 6,360,000 | 8,202,000 |
| Noninterest income | 446,000 | 1,207,000 | 2,775,000 | 3,408,000 |
| Noninterest expense | 2,167,000 | 4,682,000 | 7,232,000 | 9,561,000 |
| Provision for loan losses | 50,000 | 586,000 | 801,000 | 921,000 |
| Pretax income | 145,000 | 168,000 | 1,102,000 | 1,128,000 |
| Income tax | 11,000 | 11,000 | 115,000 | 218,000 |
| Net income | 134,000 | 157,000 | 987,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,606,000 | 15,631,000 | 17,461,000 | 17,273,000 |
| Total capital | 16,561,000 | 17,123,000 | — | — |
| Risk-weighted assets | 149,509,000 | 161,080,000 | — | — |