Call reports 2019
AMERICAN BANK — 2019
What AMERICAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 177,770,000 | 177,067,000 | 179,545,000 | 189,318,000 |
| Total loans | 125,475,000 | 134,096,000 | 138,763,000 | 150,566,000 |
| Allowance for loan losses | 794,000 | 855,000 | 911,000 | 927,000 |
| Securities available for sale | 5,587,000 | 4,094,000 | 3,089,000 | 1,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,040,000 | 160,800,000 | 163,172,000 | 172,973,000 |
| Interest-bearing deposits | 108,943,000 | 109,597,000 | 112,065,000 | 119,391,000 |
| Noninterest-bearing deposits | 53,097,000 | 51,203,000 | 51,107,000 | 53,582,000 |
| Equity capital | 15,066,000 | 15,328,000 | 15,550,000 | 15,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,990,000 | 4,077,000 | 6,312,000 | 8,522,000 |
| Interest expense | 334,000 | 689,000 | 1,057,000 | 1,416,000 |
| Net interest income | 1,656,000 | 3,388,000 | 5,255,000 | 7,106,000 |
| Noninterest income | 398,000 | 855,000 | 1,282,000 | 1,704,000 |
| Noninterest expense | 1,685,000 | 3,491,000 | 5,445,000 | 7,682,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 178,000 |
| Pretax income | 329,000 | 652,000 | 932,000 | 950,000 |
| Income tax | 44,000 | 108,000 | 165,000 | 186,000 |
| Net income | 285,000 | 544,000 | 767,000 | 764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,062,000 | 15,320,000 | 15,544,000 | 15,474,000 |
| Total capital | 15,856,000 | 16,175,000 | 16,455,000 | 16,401,000 |
| Risk-weighted assets | 119,071,000 | 125,908,000 | 128,179,000 | 142,161,000 |