Call reports 2018
AMERICAN BANK — 2018
What AMERICAN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 157,087,000 | 167,147,000 | 168,835,000 | 164,745,000 |
| Total loans | 103,085,000 | 112,850,000 | 115,939,000 | 122,106,000 |
| Allowance for loan losses | 628,000 | 606,000 | 605,000 | 766,000 |
| Securities available for sale | 4,759,000 | 4,957,000 | 4,967,000 | 6,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,564,000 | 147,434,000 | 148,694,000 | 149,311,000 |
| Interest-bearing deposits | 94,368,000 | 98,789,000 | 102,170,000 | 104,159,000 |
| Noninterest-bearing deposits | 43,196,000 | 48,645,000 | 46,524,000 | 45,152,000 |
| Equity capital | 14,191,000 | 14,336,000 | 14,595,000 | 14,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 3,115,000 | 4,937,000 | 6,727,000 |
| Interest expense | 152,000 | 330,000 | 702,000 | 1,032,000 |
| Net interest income | 1,317,000 | 2,785,000 | 4,235,000 | 5,695,000 |
| Noninterest income | 407,000 | 920,000 | 1,441,000 | 2,301,000 |
| Noninterest expense | 1,575,000 | 3,327,000 | 4,919,000 | 6,848,000 |
| Provision for loan losses | 15,000 | 60,000 | 105,000 | 285,000 |
| Pretax income | 134,000 | 318,000 | 652,000 | 863,000 |
| Income tax | 17,000 | 58,000 | 134,000 | 171,000 |
| Net income | 117,000 | 260,000 | 518,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,203,000 | 14,345,000 | 14,604,000 | 14,777,000 |
| Total capital | 14,831,000 | 14,951,000 | 15,209,000 | 15,543,000 |
| Risk-weighted assets | 100,858,000 | 109,264,000 | 112,481,000 | 116,276,000 |