Call reports 2017
AMERICAN BANK — 2017
What AMERICAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 114,295,000 | 116,062,000 | 125,145,000 | 127,589,000 |
| Total loans | 73,358,000 | 74,711,000 | 92,202,000 | 98,968,000 |
| Allowance for loan losses | 741,000 | 593,000 | 615,000 | 613,000 |
| Securities available for sale | 9,158,000 | 9,136,000 | 7,612,000 | 7,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,504,000 | 104,254,000 | 112,070,000 | 108,842,000 |
| Interest-bearing deposits | 61,407,000 | 64,771,000 | 70,667,000 | 68,256,000 |
| Noninterest-bearing deposits | 41,097,000 | 39,483,000 | 41,403,000 | 40,586,000 |
| Equity capital | 11,487,000 | 11,570,000 | 12,800,000 | 13,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,098,000 | 3,310,000 | 4,662,000 |
| Interest expense | 55,000 | 113,000 | 183,000 | 256,000 |
| Net interest income | 958,000 | 1,985,000 | 3,127,000 | 4,406,000 |
| Noninterest income | 416,000 | 860,000 | 1,319,000 | 1,783,000 |
| Noninterest expense | 1,263,000 | 2,568,000 | 3,965,000 | 5,395,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 195,000 |
| Pretax income | 96,000 | 247,000 | 421,000 | 599,000 |
| Income tax | 25,000 | 90,000 | 166,000 | 159,000 |
| Net income | 71,000 | 157,000 | 255,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,490,000 | 11,577,000 | 12,801,000 | 13,485,000 |
| Total capital | 12,231,000 | 12,170,000 | 13,416,000 | 14,098,000 |
| Risk-weighted assets | 78,133,000 | 79,606,000 | 93,693,000 | 98,086,000 |