Call reports 2016
AMERICAN BANK — 2016
What AMERICAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 112,496,000 | 112,872,000 | 116,093,000 | 113,967,000 |
| Total loans | 64,272,000 | 67,248,000 | 65,946,000 | 70,075,000 |
| Allowance for loan losses | 720,000 | 715,000 | 708,000 | 723,000 |
| Securities available for sale | 10,318,000 | 10,313,000 | 10,258,000 | 9,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,080,000 | 101,258,000 | 104,034,000 | 101,996,000 |
| Interest-bearing deposits | 62,418,000 | 61,971,000 | 62,760,000 | 59,865,000 |
| Noninterest-bearing deposits | 38,662,000 | 39,287,000 | 41,274,000 | 42,131,000 |
| Equity capital | 11,178,000 | 11,289,000 | 11,358,000 | 11,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,926,000 | 2,880,000 | 3,860,000 |
| Interest expense | 59,000 | 117,000 | 174,000 | 230,000 |
| Net interest income | 885,000 | 1,809,000 | 2,706,000 | 3,630,000 |
| Noninterest income | 439,000 | 908,000 | 1,389,000 | 1,838,000 |
| Noninterest expense | 1,240,000 | 2,466,000 | 3,678,000 | 4,936,000 |
| Provision for loan losses | 10,000 | 20,000 | 35,000 | 50,000 |
| Pretax income | 74,000 | 231,000 | 382,000 | 482,000 |
| Income tax | 23,000 | 78,000 | 136,000 | 151,000 |
| Net income | 51,000 | 153,000 | 246,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,140,000 | 11,241,000 | 11,335,000 | 11,420,000 |
| Total capital | 11,860,000 | 11,956,000 | 12,043,000 | 12,143,000 |
| Risk-weighted assets | 74,812,000 | 73,541,000 | 71,889,000 | 74,451,000 |