Call reports 2015
AMERICAN BANK — 2015
What AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 116,300,000 | 110,087,000 | 115,371,000 | 112,522,000 |
| Total loans | 63,203,000 | 63,114,000 | 62,189,000 | 62,677,000 |
| Allowance for loan losses | 739,000 | 728,000 | 600,000 | 757,000 |
| Securities available for sale | 15,232,000 | 12,748,000 | 12,415,000 | 10,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,010,000 | 98,593,000 | 103,739,000 | 100,956,000 |
| Interest-bearing deposits | 63,430,000 | 61,616,000 | 63,111,000 | 62,366,000 |
| Noninterest-bearing deposits | 41,580,000 | 36,977,000 | 40,628,000 | 38,590,000 |
| Equity capital | 11,056,000 | 11,174,000 | 11,232,000 | 11,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,888,000 | 2,827,000 | 3,756,000 |
| Interest expense | 63,000 | 123,000 | 185,000 | 247,000 |
| Net interest income | 883,000 | 1,765,000 | 2,642,000 | 3,509,000 |
| Noninterest income | 393,000 | 900,000 | 1,343,000 | 1,793,000 |
| Noninterest expense | 1,182,000 | 2,381,000 | 3,612,000 | 4,934,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 156,000 |
| Pretax income | 94,000 | 284,000 | 363,000 | 212,000 |
| Income tax | 29,000 | 90,000 | 111,000 | 51,000 |
| Net income | 65,000 | 194,000 | 252,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,993,000 | 11,123,000 | 11,180,000 | 11,089,000 |
| Total capital | 11,732,000 | 11,851,000 | 11,780,000 | 11,846,000 |
| Risk-weighted assets | 70,174,000 | 72,173,000 | 69,987,000 | 71,242,000 |