Call reports 2012
AMERICAN BANK — 2012
What AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 110,396,000 | 106,701,000 | 107,434,000 | 110,479,000 |
| Total loans | 66,992,000 | 67,229,000 | 64,668,000 | 61,660,000 |
| Allowance for loan losses | 999,000 | 924,000 | 932,000 | 959,000 |
| Securities available for sale | 6,868,000 | 7,931,000 | 7,933,000 | 8,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,317,000 | 96,437,000 | 96,874,000 | 99,800,000 |
| Interest-bearing deposits | 63,523,000 | 61,709,000 | 62,131,000 | 62,857,000 |
| Noninterest-bearing deposits | 36,794,000 | 34,728,000 | 34,743,000 | 36,943,000 |
| Equity capital | 9,758,000 | 9,879,000 | 10,059,000 | 10,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,258,000 | 3,408,000 | 4,569,000 |
| Interest expense | 125,000 | 233,000 | 337,000 | 436,000 |
| Net interest income | 1,160,000 | 2,025,000 | 3,071,000 | 4,133,000 |
| Noninterest income | 327,000 | 997,000 | 1,593,000 | 2,130,000 |
| Noninterest expense | 1,288,000 | 2,627,000 | 3,998,000 | 5,342,000 |
| Provision for loan losses | 45,000 | 125,000 | 170,000 | 215,000 |
| Pretax income | 154,000 | 270,000 | 496,000 | 720,000 |
| Income tax | 42,000 | 76,000 | 146,000 | 218,000 |
| Net income | 112,000 | 194,000 | 350,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,664,000 | 9,744,000 | 9,898,000 | 10,047,000 |
| Total capital | 10,550,000 | 10,636,000 | 10,719,000 | 10,886,000 |
| Risk-weighted assets | 70,739,000 | 73,911,000 | 69,000,000 | 69,001,000 |