Call reports 2005
AMERICAN BANK — 2005
What AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,605,000 | 76,100,000 | 82,591,000 | 86,712,000 |
| Total loans | 56,830,000 | 54,448,000 | 50,868,000 | 46,866,000 |
| Allowance for loan losses | 826,000 | 887,000 | 923,000 | 933,000 |
| Securities available for sale | 4,238,000 | 3,746,000 | 4,735,000 | 4,970,000 |
| Securities held to maturity | 531,000 | 530,000 | 530,000 | 529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,032,000 | 69,222,000 | 74,500,000 | 79,365,000 |
| Interest-bearing deposits | 48,650,000 | 50,758,000 | 53,158,000 | 56,311,000 |
| Noninterest-bearing deposits | 16,382,000 | 18,464,000 | 21,342,000 | 23,054,000 |
| Equity capital | 6,331,000 | 6,511,000 | 6,664,000 | 6,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,142,000 | 2,354,000 | 3,611,000 | 4,954,000 |
| Interest expense | 263,000 | 553,000 | 896,000 | 1,273,000 |
| Net interest income | 879,000 | 1,801,000 | 2,715,000 | 3,681,000 |
| Noninterest income | 184,000 | 372,000 | 534,000 | 712,000 |
| Noninterest expense | 835,000 | 1,641,000 | 2,428,000 | 3,130,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 165,000 |
| Pretax income | 183,000 | 442,000 | 686,000 | 1,098,000 |
| Income tax | 60,000 | 155,000 | 237,000 | 474,000 |
| Net income | 123,000 | 287,000 | 449,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,350,000 | 6,515,000 | 6,677,000 | 6,853,000 |
| Total capital | 7,080,000 | 7,237,000 | 7,383,000 | 7,529,000 |
| Risk-weighted assets | 58,750,000 | 57,567,000 | 56,259,000 | 53,809,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.