Call reports 2024
FARMERS TRUST & SAVINGS BANK — 2024
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 136,289,000 | 141,492,000 | 138,557,000 | 143,552,000 |
| Total loans | 84,284,000 | 83,563,000 | 86,065,000 | 88,131,000 |
| Allowance for loan losses | 889,000 | 891,000 | 892,000 | 894,000 |
| Securities available for sale | 28,580,000 | 30,061,000 | 31,412,000 | 32,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,953,000 | 128,879,000 | 125,155,000 | 130,613,000 |
| Interest-bearing deposits | 96,687,000 | 100,206,000 | 98,914,000 | 101,345,000 |
| Noninterest-bearing deposits | 27,266,000 | 28,673,000 | 26,241,000 | 29,268,000 |
| Equity capital | 10,728,000 | 10,962,000 | 11,863,000 | 11,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,088,000 | 4,776,000 | 6,451,000 |
| Interest expense | 601,000 | 1,226,000 | 1,869,000 | 2,451,000 |
| Net interest income | 901,000 | 1,862,000 | 2,907,000 | 4,000,000 |
| Noninterest income | 127,000 | 226,000 | 333,000 | 437,000 |
| Noninterest expense | 687,000 | 1,349,000 | 2,022,000 | 2,727,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 339,000 | 737,000 | 1,216,000 | 1,708,000 |
| Income tax | 15,000 | 32,000 | 53,000 | 55,000 |
| Net income | 324,000 | 705,000 | 1,163,000 | 1,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,028,000 | 12,115,000 | 12,277,000 | 12,472,000 |
| Total capital | 12,917,000 | 13,005,000 | 13,168,000 | 13,365,000 |
| Risk-weighted assets | 86,310,000 | 87,182,000 | 88,183,000 | 90,358,000 |