Call reports 2023
FARMERS TRUST & SAVINGS BANK — 2023
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 141,624,000 | 137,567,000 | 134,565,000 | 137,957,000 |
| Total loans | 72,991,000 | 73,817,000 | 79,520,000 | 85,223,000 |
| Allowance for loan losses | 884,000 | 886,000 | 887,000 | 888,000 |
| Securities available for sale | 34,646,000 | 30,666,000 | 30,064,000 | 29,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,271,000 | 127,146,000 | 120,925,000 | 118,199,000 |
| Interest-bearing deposits | 92,275,000 | 98,104,000 | 96,167,000 | 91,981,000 |
| Noninterest-bearing deposits | 38,997,000 | 29,043,000 | 24,759,000 | 26,218,000 |
| Equity capital | 10,174,000 | 10,101,000 | 10,064,000 | 10,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,756,000 | 4,167,000 | 5,644,000 |
| Interest expense | 244,000 | 603,000 | 1,045,000 | 1,577,000 |
| Net interest income | 1,096,000 | 2,153,000 | 3,122,000 | 4,067,000 |
| Noninterest income | 97,000 | 198,000 | 305,000 | 394,000 |
| Noninterest expense | 678,000 | 1,350,000 | 2,016,000 | 2,729,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 515,000 | 965,000 | 1,375,000 | 1,696,000 |
| Income tax | 26,000 | 45,000 | 65,000 | 58,000 |
| Net income | 489,000 | 920,000 | 1,310,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,719,000 | 11,866,000 | 11,971,000 | 11,999,000 |
| Total capital | 12,602,000 | 12,751,000 | 12,857,000 | 12,886,000 |
| Risk-weighted assets | 71,352,000 | 71,911,000 | 75,867,000 | 88,828,000 |