Call reports 2022
FARMERS TRUST & SAVINGS BANK — 2022
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 132,660,000 | 137,049,000 | 132,371,000 | 136,614,000 |
| Total loans | 67,413,000 | 69,670,000 | 75,149,000 | 78,721,000 |
| Allowance for loan losses | 1,028,000 | 880,000 | 882,000 | 883,000 |
| Securities available for sale | 19,936,000 | 27,653,000 | 27,494,000 | 29,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,856,000 | 127,302,000 | 122,863,000 | 126,700,000 |
| Interest-bearing deposits | 88,040,000 | 90,326,000 | 89,532,000 | 91,563,000 |
| Noninterest-bearing deposits | 34,817,000 | 36,975,000 | 33,330,000 | 35,138,000 |
| Equity capital | 9,708,000 | 9,642,000 | 9,407,000 | 9,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 1,926,000 | 2,996,000 | 4,203,000 |
| Interest expense | 31,000 | 64,000 | 136,000 | 285,000 |
| Net interest income | 980,000 | 1,862,000 | 2,860,000 | 3,918,000 |
| Noninterest income | 93,000 | 194,000 | 306,000 | 413,000 |
| Noninterest expense | 570,000 | 1,181,000 | 1,819,000 | 2,538,000 |
| Provision for loan losses | 0 | -150,000 | -150,000 | -150,000 |
| Pretax income | 503,000 | 1,025,000 | 1,497,000 | 1,943,000 |
| Income tax | 25,000 | 51,000 | 75,000 | 77,000 |
| Net income | 478,000 | 974,000 | 1,422,000 | 1,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,728,000 | 11,023,000 | 11,271,000 | 11,516,000 |
| Total capital | 11,577,000 | 11,894,000 | 12,153,000 | 12,399,000 |
| Risk-weighted assets | 67,705,000 | 69,657,000 | 74,542,000 | 77,158,000 |