Call reports 2021
FARMERS TRUST & SAVINGS BANK — 2021
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 121,106,000 | 124,953,000 | 121,538,000 | 120,430,000 |
| Total loans | 70,973,000 | 68,248,000 | 71,311,000 | 72,736,000 |
| Allowance for loan losses | 1,020,000 | 1,022,000 | 1,024,000 | 1,026,000 |
| Securities available for sale | 8,353,000 | 14,180,000 | 13,145,000 | 17,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,605,000 | 114,116,000 | 110,769,000 | 109,884,000 |
| Interest-bearing deposits | 77,614,000 | 79,346,000 | 75,728,000 | 77,029,000 |
| Noninterest-bearing deposits | 32,991,000 | 34,770,000 | 35,041,000 | 32,856,000 |
| Equity capital | 9,865,000 | 10,120,000 | 10,298,000 | 10,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,110,000 | 3,164,000 | 4,093,000 |
| Interest expense | 46,000 | 90,000 | 132,000 | 165,000 |
| Net interest income | 980,000 | 2,020,000 | 3,032,000 | 3,928,000 |
| Noninterest income | 91,000 | 188,000 | 292,000 | 413,000 |
| Noninterest expense | 614,000 | 1,204,000 | 1,805,000 | 2,162,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 457,000 | 1,004,000 | 1,519,000 | 2,179,000 |
| Income tax | 13,000 | 40,000 | 66,000 | 99,000 |
| Net income | 444,000 | 964,000 | 1,453,000 | 2,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,945,000 | 10,176,000 | 10,220,000 | 10,515,000 |
| Total capital | 10,786,000 | 10,977,000 | 11,142,000 | 11,432,000 |
| Risk-weighted assets | 67,132,000 | 63,832,000 | 73,624,000 | 73,250,000 |