Call reports 2019
FARMERS TRUST & SAVINGS BANK — 2019
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 92,025,000 | 93,605,000 | 93,372,000 | 98,093,000 |
| Total loans | 73,044,000 | 71,203,000 | 71,661,000 | 71,765,000 |
| Allowance for loan losses | 924,000 | 928,000 | 932,000 | 940,000 |
| Securities available for sale | 1,382,000 | 1,002,000 | 981,000 | 859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,785,000 | 84,168,000 | 83,742,000 | 88,388,000 |
| Interest-bearing deposits | 63,112,000 | 63,044,000 | 62,992,000 | 67,428,000 |
| Noninterest-bearing deposits | 19,673,000 | 21,124,000 | 20,749,000 | 20,960,000 |
| Equity capital | 8,766,000 | 8,983,000 | 9,186,000 | 9,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,120,000 | 3,197,000 | 4,268,000 |
| Interest expense | 131,000 | 274,000 | 420,000 | 551,000 |
| Net interest income | 916,000 | 1,846,000 | 2,777,000 | 3,717,000 |
| Noninterest income | 99,000 | 209,000 | 326,000 | 435,000 |
| Noninterest expense | 585,000 | 1,172,000 | 1,769,000 | 2,409,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 430,000 | 883,000 | 1,334,000 | 1,743,000 |
| Income tax | 0 | 11,000 | 34,000 | 41,000 |
| Net income | 430,000 | 872,000 | 1,300,000 | 1,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,766,000 | 8,983,000 | 9,186,000 | 9,364,000 |
| Total capital | 9,682,000 | 9,869,000 | 10,084,000 | 10,261,000 |
| Risk-weighted assets | 73,312,000 | 70,849,000 | 71,814,000 | 71,702,000 |