Call reports 2018
FARMERS TRUST & SAVINGS BANK — 2018
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 91,664,000 | 95,960,000 | 88,503,000 | 91,420,000 |
| Total loans | 72,796,000 | 68,591,000 | 70,156,000 | 71,405,000 |
| Allowance for loan losses | 886,000 | 907,000 | 916,000 | 920,000 |
| Securities available for sale | 1,617,000 | 1,445,000 | 1,419,000 | 1,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,884,000 | 86,059,000 | 78,483,000 | 81,424,000 |
| Interest-bearing deposits | 61,810,000 | 66,929,000 | 60,495,000 | 61,610,000 |
| Noninterest-bearing deposits | 20,075,000 | 19,130,000 | 17,987,000 | 19,814,000 |
| Equity capital | 9,232,000 | 9,331,000 | 9,467,000 | 9,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 939,000 | 1,930,000 | 2,960,000 | 3,985,000 |
| Interest expense | 76,000 | 168,000 | 274,000 | 392,000 |
| Net interest income | 863,000 | 1,762,000 | 2,686,000 | 3,593,000 |
| Noninterest income | 112,000 | 221,000 | 334,000 | 446,000 |
| Noninterest expense | 584,000 | 1,178,000 | 1,772,000 | 2,401,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 35,000 |
| Pretax income | 376,000 | 775,000 | 1,213,000 | 1,603,000 |
| Income tax | 18,000 | 39,000 | 61,000 | 80,000 |
| Net income | 358,000 | 736,000 | 1,152,000 | 1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,232,000 | 9,331,000 | 9,467,000 | 9,555,000 |
| Total capital | 10,118,000 | 10,216,000 | 10,349,000 | 10,461,000 |
| Risk-weighted assets | 73,824,000 | 70,785,000 | 70,552,000 | 72,502,000 |