Call reports 2017
FARMERS TRUST & SAVINGS BANK — 2017
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 87,485,000 | 89,921,000 | 87,249,000 | 88,230,000 |
| Total loans | 70,384,000 | 70,932,000 | 73,641,000 | 74,386,000 |
| Allowance for loan losses | 831,000 | 850,000 | 847,000 | 865,000 |
| Securities available for sale | 2,461,000 | 2,246,000 | 2,225,000 | 1,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,031,000 | 80,356,000 | 77,576,000 | 77,581,000 |
| Interest-bearing deposits | 61,214,000 | 60,601,000 | 58,652,000 | 59,924,000 |
| Noninterest-bearing deposits | 16,817,000 | 19,755,000 | 18,924,000 | 17,657,000 |
| Equity capital | 8,833,000 | 8,943,000 | 9,064,000 | 9,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,757,000 | 2,689,000 | 3,645,000 |
| Interest expense | 53,000 | 106,000 | 167,000 | 238,000 |
| Net interest income | 800,000 | 1,651,000 | 2,522,000 | 3,407,000 |
| Noninterest income | 110,000 | 227,000 | 346,000 | 476,000 |
| Noninterest expense | 680,000 | 1,241,000 | 1,807,000 | 2,418,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 215,000 | 607,000 | 1,016,000 | 1,405,000 |
| Income tax | 11,000 | 30,000 | 51,000 | 70,000 |
| Net income | 204,000 | 577,000 | 965,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,833,000 | 8,943,000 | 9,064,000 | 9,158,000 |
| Total capital | 9,664,000 | 9,793,000 | 9,911,000 | 10,023,000 |
| Risk-weighted assets | 71,668,000 | 72,093,000 | 73,822,000 | 74,580,000 |