Call reports 2005
FARMERS TRUST & SAVINGS BANK — 2005
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,641,000 | 52,477,000 | 55,172,000 | 55,960,000 |
| Total loans | 43,056,000 | 45,188,000 | 47,522,000 | 48,278,000 |
| Allowance for loan losses | 569,000 | 527,000 | 554,000 | 544,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,673,000 | 1,572,000 | 1,371,000 | 1,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,310,000 | 42,380,000 | 42,872,000 | 44,002,000 |
| Interest-bearing deposits | 34,669,000 | 37,552,000 | 37,171,000 | 37,727,000 |
| Noninterest-bearing deposits | 5,640,000 | 4,828,000 | 5,700,000 | 6,275,000 |
| Equity capital | 4,627,000 | 4,613,000 | 4,629,000 | 4,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,478,000 | 2,318,000 | 3,211,000 |
| Interest expense | 274,000 | 581,000 | 932,000 | 1,309,000 |
| Net interest income | 439,000 | 897,000 | 1,386,000 | 1,902,000 |
| Noninterest income | 59,000 | 137,000 | 197,000 | 254,000 |
| Noninterest expense | 456,000 | 934,000 | 1,379,000 | 1,837,000 |
| Provision for loan losses | 0 | 0 | 13,000 | 13,000 |
| Pretax income | 42,000 | 100,000 | 191,000 | 306,000 |
| Income tax | 2,000 | 5,000 | 10,000 | 15,000 |
| Net income | 40,000 | 95,000 | 181,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,627,000 | 4,613,000 | 4,629,000 | 4,669,000 |
| Total capital | 5,151,000 | 5,140,000 | 5,183,000 | 5,213,000 |
| Risk-weighted assets | 41,791,000 | 44,043,000 | 46,571,000 | 48,296,000 |
Machine access — free, no API key
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