Call reports 2026
MARTINSVILLE FIRST SAVINGS BANK — 2026
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 32,446,000 | 32,068,000 |
| Total loans | 18,742,000 | 18,216,000 |
| Allowance for loan losses | 163,000 | 156,000 |
| Securities available for sale | 2,651,000 | 2,485,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 25,198,000 | 24,784,000 |
| Interest-bearing deposits | 24,546,000 | 24,433,000 |
| Noninterest-bearing deposits | 652,000 | 351,000 |
| Equity capital | 7,141,000 | 7,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 366,000 | 740,000 |
| Interest expense | 140,000 | 283,000 |
| Net interest income | 226,000 | 457,000 |
| Noninterest income | 2,000 | 6,000 |
| Noninterest expense | 190,000 | 378,000 |
| Provision for loan losses | 0 | -7,000 |
| Pretax income | 38,000 | 92,000 |
| Income tax | 10,000 | 25,000 |
| Net income | 28,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,308,000 | 6,349,000 |
| Total capital | 6,471,000 | 6,505,000 |
| Risk-weighted assets | 14,035,000 | 13,550,000 |