Call reports 2025
MARTINSVILLE FIRST SAVINGS BANK — 2025
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 32,488,000 | 32,408,000 | 32,072,000 | 32,439,000 |
| Total loans | 19,815,000 | 19,716,000 | 19,300,000 | 18,999,000 |
| Allowance for loan losses | 152,000 | 159,000 | 161,000 | 162,000 |
| Securities available for sale | 4,307,000 | 3,149,000 | 3,012,000 | 2,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,348,000 | 25,244,000 | 24,865,000 | 25,176,000 |
| Interest-bearing deposits | 24,637,000 | 24,057,000 | 24,398,000 | 24,675,000 |
| Noninterest-bearing deposits | 711,000 | 1,187,000 | 467,000 | 501,000 |
| Equity capital | 7,028,000 | 7,059,000 | 7,086,000 | 7,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 764,000 | 1,134,000 | 1,517,000 |
| Interest expense | 143,000 | 284,000 | 425,000 | 574,000 |
| Net interest income | 243,000 | 480,000 | 709,000 | 943,000 |
| Noninterest income | 1,000 | 2,000 | 4,000 | 5,000 |
| Noninterest expense | 193,000 | 400,000 | 601,000 | 766,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 52,000 | 78,000 | 108,000 | 178,000 |
| Income tax | 14,000 | 21,000 | 29,000 | 48,000 |
| Net income | 38,000 | 57,000 | 79,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,195,000 | 6,215,000 | 6,239,000 | 6,292,000 |
| Total capital | 6,347,000 | 6,374,000 | 6,400,000 | 6,454,000 |
| Risk-weighted assets | 14,956,000 | 14,840,000 | 14,539,000 | 14,363,000 |