Call reports 2024
MARTINSVILLE FIRST SAVINGS BANK — 2024
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 32,979,000 | 32,804,000 | 33,245,000 | 33,321,000 |
| Total loans | 17,494,000 | 19,892,000 | 19,702,000 | 19,552,000 |
| Allowance for loan losses | 134,000 | 148,000 | 151,000 | 149,000 |
| Securities available for sale | 7,978,000 | 6,783,000 | 4,726,000 | 4,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,078,000 | 25,873,000 | 26,151,000 | 26,211,000 |
| Interest-bearing deposits | 25,242,000 | 25,294,000 | 25,478,000 | 25,550,000 |
| Noninterest-bearing deposits | 836,000 | 579,000 | 673,000 | 661,000 |
| Equity capital | 6,812,000 | 6,837,000 | 6,979,000 | 6,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 785,000 | 1,182,000 | 1,571,000 |
| Interest expense | 96,000 | 211,000 | 341,000 | 481,000 |
| Net interest income | 282,000 | 574,000 | 841,000 | 1,090,000 |
| Noninterest income | 1,000 | 6,000 | 14,000 | 15,000 |
| Noninterest expense | 234,000 | 452,000 | 659,000 | 858,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 5,000 |
| Pretax income | 49,000 | 105,000 | 178,000 | 241,000 |
| Income tax | 13,000 | 28,000 | 48,000 | 65,000 |
| Net income | 36,000 | 77,000 | 130,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,027,000 | 6,068,000 | 6,124,000 | 6,172,000 |
| Total capital | 6,133,000 | 6,201,000 | 6,283,000 | 6,322,000 |
| Risk-weighted assets | 16,914,000 | 19,598,000 | 15,267,000 | 15,260,000 |