Call reports 2023
MARTINSVILLE FIRST SAVINGS BANK — 2023
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 34,408,000 | 33,103,000 | 32,092,000 | 32,360,000 |
| Total loans | 14,915,000 | 15,996,000 | 16,099,000 | 15,746,000 |
| Allowance for loan losses | 114,000 | 119,000 | 125,000 | 131,000 |
| Securities available for sale | 9,401,000 | 8,207,000 | 8,026,000 | 8,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,878,000 | 26,466,000 | 25,469,000 | 25,493,000 |
| Interest-bearing deposits | 27,140,000 | 25,865,000 | 24,851,000 | 24,853,000 |
| Noninterest-bearing deposits | 738,000 | 601,000 | 618,000 | 640,000 |
| Equity capital | 6,489,000 | 6,559,000 | 6,580,000 | 6,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 732,000 | 1,118,000 | 1,526,000 |
| Interest expense | 47,000 | 107,000 | 170,000 | 253,000 |
| Net interest income | 295,000 | 625,000 | 948,000 | 1,273,000 |
| Noninterest income | 182,000 | 264,000 | 266,000 | 267,000 |
| Noninterest expense | 220,000 | 427,000 | 621,000 | 863,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 462,000 | 593,000 | 677,000 |
| Income tax | 68,000 | 123,000 | 158,000 | 180,000 |
| Net income | 189,000 | 339,000 | 435,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,673,000 | 5,826,000 | 5,924,000 | 5,988,000 |
| Total capital | 5,787,000 | 5,945,000 | 6,049,000 | 6,119,000 |
| Risk-weighted assets | 13,048,000 | 14,564,000 | 13,898,000 | 14,074,000 |