Call reports 2021
MARTINSVILLE FIRST SAVINGS BANK — 2021
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 38,288,000 | 38,089,000 | 37,506,000 | 37,500,000 |
| Total loans | 17,414,000 | 16,238,000 | 16,090,000 | 15,372,000 |
| Allowance for loan losses | 126,000 | 107,000 | 335,000 | 324,000 |
| Securities available for sale | 2,514,000 | 1,592,000 | 1,579,000 | 70,000 |
| Securities held to maturity | 91,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,880,000 | 31,766,000 | 31,133,000 | 31,084,000 |
| Interest-bearing deposits | 31,319,000 | 31,266,000 | 30,357,000 | 30,205,000 |
| Noninterest-bearing deposits | 561,000 | 500,000 | 776,000 | 879,000 |
| Equity capital | 6,387,000 | 6,292,000 | 6,341,000 | 6,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 90,000 | 327,000 | 551,000 | 744,000 |
| Interest expense | 27,000 | 101,000 | 135,000 | 182,000 |
| Net interest income | 63,000 | 226,000 | 416,000 | 562,000 |
| Noninterest income | 5,000 | 17,000 | 10,000 | 13,000 |
| Noninterest expense | 157,000 | 471,000 | 666,000 | 916,000 |
| Provision for loan losses | 126,000 | 107,000 | 1,000 | 1,000 |
| Pretax income | -215,000 | -335,000 | -241,000 | -342,000 |
| Income tax | -58,000 | -95,000 | -33,000 | -57,000 |
| Net income | -157,000 | -240,000 | -208,000 | -285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,645,000 | 5,275,000 | 5,385,000 | 5,290,000 |