Call reports 2020
MARTINSVILLE FIRST SAVINGS BANK — 2020
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,461,000 | 39,728,000 | 39,440,000 | 38,898,000 |
| Total loans | 19,752,000 | 19,266,000 | 18,866,000 | 18,516,000 |
| Allowance for loan losses | 212,000 | 212,000 | 192,000 | 197,000 |
| Securities available for sale | 5,620,000 | 3,544,000 | 3,535,000 | 2,523,000 |
| Securities held to maturity | 119,000 | 114,000 | 104,000 | 97,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,619,000 | 32,872,000 | 32,690,000 | 32,292,000 |
| Interest-bearing deposits | 32,187,000 | 32,442,000 | 32,221,000 | 31,845,000 |
| Noninterest-bearing deposits | 432,000 | 430,000 | 469,000 | 447,000 |
| Equity capital | 6,820,000 | 6,813,000 | 6,672,000 | 6,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 636,000 | 921,000 | 1,201,000 |
| Interest expense | 122,000 | 235,000 | 338,000 | 432,000 |
| Net interest income | 221,000 | 401,000 | 583,000 | 769,000 |
| Noninterest income | 34,000 | 49,000 | 45,000 | 70,000 |
| Noninterest expense | 228,000 | 440,000 | 778,000 | 1,086,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 27,000 | 94,000 | -66,000 | -168,000 |
| Income tax | 7,000 | 25,000 | -6,000 | -31,000 |
| Net income | 20,000 | 69,000 | -60,000 | -137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,722,000 | 6,771,000 | 6,641,000 | 6,566,000 |