Call reports 2019
MARTINSVILLE FIRST SAVINGS BANK — 2019
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 38,493,000 | 38,502,000 | 39,024,000 | 38,872,000 |
| Total loans | 21,069,000 | 20,766,000 | 20,703,000 | 20,200,000 |
| Allowance for loan losses | 234,000 | 230,000 | 232,000 | 213,000 |
| Securities available for sale | 8,925,000 | 9,007,000 | 7,532,000 | 6,527,000 |
| Securities held to maturity | 143,000 | 136,000 | 129,000 | 124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,917,000 | 31,789,000 | 32,190,000 | 32,135,000 |
| Interest-bearing deposits | 31,536,000 | 31,158,000 | 31,692,000 | 31,630,000 |
| Noninterest-bearing deposits | 381,000 | 631,000 | 498,000 | 505,000 |
| Equity capital | 6,547,000 | 6,663,000 | 6,773,000 | 6,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 756,000 | 1,160,000 | 1,505,000 |
| Interest expense | 103,000 | 214,000 | 333,000 | 458,000 |
| Net interest income | 278,000 | 542,000 | 827,000 | 1,047,000 |
| Noninterest income | 17,000 | 39,000 | 61,000 | 83,000 |
| Noninterest expense | 227,000 | 443,000 | 671,000 | 973,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 138,000 | 217,000 | 157,000 |
| Income tax | 18,000 | 37,000 | 25,000 | 9,000 |
| Net income | 50,000 | 101,000 | 192,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,604,000 | 6,655,000 | 6,746,000 | 6,702,000 |
| Total capital | 6,810,000 | 6,859,000 | 6,948,000 | 6,905,000 |
| Risk-weighted assets | 16,442,000 | 16,276,000 | 16,125,000 | 16,220,000 |