Call reports 2018
MARTINSVILLE FIRST SAVINGS BANK — 2018
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 40,616,000 | 40,762,000 | 39,960,000 | 39,634,000 |
| Total loans | 21,983,000 | 22,287,000 | 21,945,000 | 21,725,000 |
| Allowance for loan losses | 204,000 | 273,000 | 281,000 | 281,000 |
| Securities available for sale | 10,597,000 | 10,567,000 | 10,536,000 | 8,860,000 |
| Securities held to maturity | 182,000 | 168,000 | 157,000 | 149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,196,000 | 34,313,000 | 33,486,000 | 33,176,000 |
| Interest-bearing deposits | 33,901,000 | 34,057,000 | 33,147,000 | 32,725,000 |
| Noninterest-bearing deposits | 295,000 | 256,000 | 339,000 | 451,000 |
| Equity capital | 6,384,000 | 6,401,000 | 6,417,000 | 6,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 779,000 | 1,163,000 | 1,544,000 |
| Interest expense | 86,000 | 179,000 | 279,000 | 379,000 |
| Net interest income | 311,000 | 600,000 | 884,000 | 1,165,000 |
| Noninterest income | 15,000 | 41,000 | 64,000 | 75,000 |
| Noninterest expense | 216,000 | 428,000 | 645,000 | 954,000 |
| Provision for loan losses | 0 | 62,000 | 75,000 | 75,000 |
| Pretax income | 110,000 | 151,000 | 228,000 | 211,000 |
| Income tax | 30,000 | 41,000 | 117,000 | 113,000 |
| Net income | 80,000 | 110,000 | 111,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,536,000 | 6,566,000 | 6,567,000 | 6,554,000 |
| Total capital | 6,740,000 | 6,787,000 | 6,785,000 | 6,765,000 |
| Risk-weighted assets | 17,302,000 | 17,625,000 | 17,389,000 | 16,816,000 |