Call reports 2017
MARTINSVILLE FIRST SAVINGS BANK — 2017
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 43,230,000 | 43,111,000 | 42,399,000 | 41,552,000 |
| Total loans | 21,880,000 | 21,855,000 | 22,346,000 | 22,381,000 |
| Allowance for loan losses | 219,000 | 213,000 | 209,000 | 206,000 |
| Securities available for sale | 12,804,000 | 10,785,000 | 8,766,000 | 10,705,000 |
| Securities held to maturity | 242,000 | 227,000 | 210,000 | 194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,881,000 | 36,693,000 | 35,922,000 | 35,137,000 |
| Interest-bearing deposits | 36,543,000 | 36,371,000 | 35,632,000 | 34,862,000 |
| Noninterest-bearing deposits | 338,000 | 322,000 | 290,000 | 275,000 |
| Equity capital | 6,285,000 | 6,357,000 | 6,418,000 | 6,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 781,000 | 1,167,000 | 1,555,000 |
| Interest expense | 98,000 | 194,000 | 289,000 | 378,000 |
| Net interest income | 300,000 | 587,000 | 878,000 | 1,177,000 |
| Noninterest income | 27,000 | 46,000 | 64,000 | 81,000 |
| Noninterest expense | 235,000 | 434,000 | 671,000 | 986,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 199,000 | 271,000 | 272,000 |
| Income tax | 36,000 | 79,000 | 90,000 | 91,000 |
| Net income | 56,000 | 120,000 | 181,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,331,000 | 6,396,000 | 6,456,000 | 6,456,000 |
| Total capital | 6,550,000 | 6,609,000 | 6,665,000 | 6,662,000 |
| Risk-weighted assets | 17,661,000 | 17,748,000 | 17,906,000 | 17,856,000 |