Call reports 2016
MARTINSVILLE FIRST SAVINGS BANK — 2016
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 42,393,000 | 43,461,000 | 43,615,000 | 43,398,000 |
| Total loans | 22,442,000 | 22,434,000 | 22,562,000 | 22,351,000 |
| Allowance for loan losses | 231,000 | 227,000 | 227,000 | 219,000 |
| Securities available for sale | 7,161,000 | 7,165,000 | 7,125,000 | 12,830,000 |
| Securities held to maturity | 299,000 | 288,000 | 266,000 | 258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,090,000 | 37,106,000 | 37,209,000 | 37,122,000 |
| Interest-bearing deposits | 35,658,000 | 36,676,000 | 36,884,000 | 36,813,000 |
| Noninterest-bearing deposits | 432,000 | 430,000 | 325,000 | 309,000 |
| Equity capital | 6,228,000 | 6,292,000 | 6,318,000 | 6,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 763,000 | 1,144,000 | 1,527,000 |
| Interest expense | 92,000 | 189,000 | 292,000 | 392,000 |
| Net interest income | 294,000 | 574,000 | 852,000 | 1,135,000 |
| Noninterest income | 19,000 | 40,000 | 43,000 | 58,000 |
| Noninterest expense | 231,000 | 447,000 | 673,000 | 984,000 |
| Provision for loan losses | -25,000 | -25,000 | -25,000 | -25,000 |
| Pretax income | 160,000 | 245,000 | 300,000 | 287,000 |
| Income tax | 64,000 | 98,000 | 112,000 | 107,000 |
| Net income | 96,000 | 147,000 | 188,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,191,000 | 6,242,000 | 6,283,000 | 6,275,000 |
| Total capital | 6,413,000 | 6,468,000 | 6,506,000 | 6,494,000 |
| Risk-weighted assets | 17,731,000 | 18,043,000 | 17,817,000 | 17,857,000 |