Call reports 2015
MARTINSVILLE FIRST SAVINGS BANK — 2015
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 42,754,000 | 42,744,000 | 42,091,000 | 42,807,000 |
| Total loans | 23,974,000 | 23,891,000 | 23,502,000 | 23,268,000 |
| Allowance for loan losses | 246,000 | 258,000 | 254,000 | 258,000 |
| Securities available for sale | 12,771,000 | 11,716,000 | 11,755,000 | 10,616,000 |
| Securities held to maturity | 359,000 | 337,000 | 323,000 | 313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,733,000 | 36,659,000 | 35,856,000 | 36,656,000 |
| Interest-bearing deposits | 36,302,000 | 36,255,000 | 35,415,000 | 36,249,000 |
| Noninterest-bearing deposits | 431,000 | 404,000 | 441,000 | 407,000 |
| Equity capital | 5,985,000 | 6,027,000 | 6,151,000 | 6,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 819,000 | 1,229,000 | 1,631,000 |
| Interest expense | 102,000 | 202,000 | 295,000 | 388,000 |
| Net interest income | 309,000 | 617,000 | 934,000 | 1,243,000 |
| Noninterest income | 12,000 | 40,000 | 60,000 | 83,000 |
| Noninterest expense | 218,000 | 425,000 | 639,000 | 956,000 |
| Provision for loan losses | 0 | 17,000 | 24,000 | 28,000 |
| Pretax income | 103,000 | 215,000 | 331,000 | 404,000 |
| Income tax | 41,000 | 86,000 | 113,000 | 149,000 |
| Net income | 62,000 | 129,000 | 218,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,870,000 | 5,938,000 | 6,059,000 | 6,095,000 |
| Total capital | 5,870,000 | 6,167,000 | 6,284,000 | 6,324,000 |
| Risk-weighted assets | 18,215,000 | 18,256,000 | 18,017,000 | 18,300,000 |