Call reports 2012
MARTINSVILLE FIRST SAVINGS BANK — 2012
What MARTINSVILLE FIRST SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 46,193,000 | 46,496,000 | 46,136,000 | 46,359,000 |
| Total loans | 26,051,000 | 25,520,000 | 25,053,000 | 24,879,000 |
| Allowance for loan losses | 316,000 | 310,000 | 290,000 | 291,000 |
| Securities available for sale | 11,958,000 | 12,004,000 | 13,046,000 | 11,488,000 |
| Securities held to maturity | 575,000 | 547,000 | 529,000 | 507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,700,000 | 40,915,000 | 40,433,000 | 40,736,000 |
| Interest-bearing deposits | 40,402,000 | 40,644,000 | 40,169,000 | 40,493,000 |
| Noninterest-bearing deposits | 298,000 | 271,000 | 264,000 | 243,000 |
| Equity capital | 5,453,000 | 5,546,000 | 5,655,000 | 5,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 970,000 | 1,439,000 | 1,883,000 |
| Interest expense | 170,000 | 336,000 | 498,000 | 649,000 |
| Net interest income | 331,000 | 634,000 | 941,000 | 1,234,000 |
| Noninterest income | 10,000 | 23,000 | 55,000 | 73,000 |
| Noninterest expense | 232,000 | 466,000 | 708,000 | 1,037,000 |
| Provision for loan losses | 0 | 0 | 21,000 | 30,000 |
| Pretax income | 109,000 | 191,000 | 267,000 | 240,000 |
| Income tax | 46,000 | 83,000 | 102,000 | 91,000 |
| Net income | 63,000 | 108,000 | 165,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,407,000 | 5,473,000 | 5,538,000 | 5,521,000 |
| Total capital | 5,392,000 | 5,448,000 | 5,461,000 | 5,444,000 |
| Risk-weighted assets | 19,660,000 | 19,533,000 | 19,372,000 | 19,677,000 |