Call reports 2016
EXECUTIVE NATIONAL BANK — 2016
What EXECUTIVE NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 366,258,000 | 375,184,000 | 391,027,000 | 382,720,000 |
| Total loans | 280,598,000 | 290,530,000 | 296,804,000 | 302,549,000 |
| Allowance for loan losses | 3,712,000 | 3,832,000 | 3,881,000 | 4,101,000 |
| Securities available for sale | 37,943,000 | 38,341,000 | 42,955,000 | 47,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,644,000 | 324,239,000 | 340,949,000 | 336,020,000 |
| Interest-bearing deposits | 250,414,000 | 257,183,000 | 270,350,000 | 270,384,000 |
| Noninterest-bearing deposits | 60,230,000 | 67,056,000 | 70,599,000 | 65,636,000 |
| Equity capital | 34,836,000 | 35,464,000 | 40,013,000 | 39,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,261,000 | 6,622,000 | 10,156,000 | 13,596,000 |
| Interest expense | 182,000 | 379,000 | 588,000 | 794,000 |
| Net interest income | 3,079,000 | 6,243,000 | 9,568,000 | 12,802,000 |
| Noninterest income | 547,000 | 1,305,000 | 2,014,000 | 2,489,000 |
| Noninterest expense | 3,068,000 | 6,156,000 | 9,218,000 | 11,921,000 |
| Provision for loan losses | -6,000 | 54,000 | 136,000 | 265,000 |
| Pretax income | 564,000 | 1,392,000 | 2,282,000 | 3,159,000 |
| Income tax | 209,000 | 515,000 | 846,000 | 1,207,000 |
| Net income | 355,000 | 877,000 | 1,436,000 | 1,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,291,000 | 34,813,000 | 39,372,000 | 39,887,000 |
| Total capital | 37,313,000 | 37,965,000 | 42,606,000 | 43,168,000 |
| Risk-weighted assets | 240,534,000 | 250,810,000 | 257,391,000 | 261,161,000 |