Call reports 2026
PEOPLES STATE BANK — 2026
What PEOPLES STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 14,444,000 | 13,910,000 |
| Total loans | 10,214,000 | 9,755,000 |
| Allowance for loan losses | 81,000 | 82,000 |
| Securities available for sale | 1,252,000 | 1,254,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 12,647,000 | 12,092,000 |
| Interest-bearing deposits | 7,675,000 | 7,200,000 |
| Noninterest-bearing deposits | 4,972,000 | 4,892,000 |
| Equity capital | 1,791,000 | 1,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 218,000 | 428,000 |
| Interest expense | 12,000 | 23,000 |
| Net interest income | 206,000 | 405,000 |
| Noninterest income | 22,000 | 45,000 |
| Noninterest expense | 182,000 | 363,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 46,000 | 87,000 |
| Income tax | 0 | 0 |
| Net income | 46,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,791,000 | 1,810,000 |