Call reports 2025
PEOPLES STATE BANK — 2025
What PEOPLES STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 14,641,000 | 13,706,000 | 13,361,000 | 13,643,000 |
| Total loans | 10,498,000 | 10,101,000 | 10,328,000 | 9,856,000 |
| Allowance for loan losses | 81,000 | 81,000 | 75,000 | 80,000 |
| Securities available for sale | 1,254,000 | 1,242,000 | 1,245,000 | 1,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,895,000 | 11,940,000 | 11,573,000 | 11,870,000 |
| Interest-bearing deposits | 7,944,000 | 7,209,000 | 6,863,000 | 7,114,000 |
| Noninterest-bearing deposits | 4,951,000 | 4,731,000 | 4,710,000 | 4,756,000 |
| Equity capital | 1,739,000 | 1,757,000 | 1,779,000 | 1,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 454,000 | 676,000 | 889,000 |
| Interest expense | 11,000 | 21,000 | 34,000 | 45,000 |
| Net interest income | 212,000 | 433,000 | 642,000 | 844,000 |
| Noninterest income | 26,000 | 50,000 | 73,000 | 99,000 |
| Noninterest expense | 173,000 | 351,000 | 515,000 | 712,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 132,000 | 200,000 | 231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 132,000 | 200,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,739,000 | 1,757,000 | 1,779,000 | 1,763,000 |